Stripe
Payments
Payments and financial infrastructure for the internet.
Cards
Listed
View profileGlobal
Overview
A banking-as-a-service provider offering accounts, cards, lending and payment services through an API. Its current FintechMall profile covers accounts, cards, lending, and payments.
For selection purposes, assess customer groups including Fintechs and Enterprise, operations or marketed coverage described as Europe, and integration options including API against the exact contracting entity, product edition and market needed.
At a glance
- Operating regions
- Europe
- Operational status
- Active
- Integration
- API
Profile reviewed on 2026-07-07
Capabilities
Accounts
Cards
Lending
Payments
Common use cases
- Adding business or customer accounts to a fintech product
- Connecting to domestic or cross-border payment rails
- Building embedded-banking or treasury workflows
- Launching physical or virtual card programmes
- Adding card issuing, processing or tokenisation capabilities
Coverage and infrastructure
Operating regions
Europe
Integration and developer experience
API
Regulatory classification
Bank
Current directory classification: Bank. Confirm entity-level permissions in official registers.
Regulatory descriptors are indicative and must be verified against official registers. FintechMall does not confirm any provider's regulatory status.
Evaluation
Common fit signals
- Adding business or customer accounts to a fintech product
- Connecting to domestic or cross-border payment rails
- Building embedded-banking or treasury workflows
Questions to evaluate
- Identify the exact regulated entity, account structure and markets through which the service is offered.
- Confirm whether accounts are named, virtual or pooled and how customer funds are safeguarded or protected.
- Review onboarding eligibility, payment-rail access, reconciliation, reporting and exit arrangements.
- Confirm which party provides scheme membership, BIN sponsorship, processing and programme management.
- Review supported countries, currencies, card types, tokenisation, 3-D Secure and mobile-wallet provisioning.
- Clarify authorisation controls, disputes, chargebacks, fraud responsibility and card-manufacturing dependencies.
These points are selection questions, not findings of deficiency. Confirm current products, terms and regulatory status directly with the provider and official registers.
Where this provider fits
Relevant stacks
Launch a European fintechRegulated accounts and payment rails
Role: Banking infrastructure
EEA
Issue physical and virtual cardsSponsor and regulated issuer
Role: Banking and card infrastructure
EEA
Launch an embedded-finance productRegulated infrastructure partner
Role: European banking infrastructure
Build a digital wallet or neobankAccounts and regulated partner
Role: European banking infrastructure
Related by category
Category matches are a discovery aid, not curated stack placements.
Official and primary sources
- Official websiteOfficial siteAccessed 2026-07-07
Profile reviewed on 2026-07-07. Compiled by FintechMall from public information; not supplied or endorsed by the provider.
This profile is provided for information and comparison purposes. Listing does not imply endorsement, partnership or regulatory approval by FintechMall. Confirm current products, availability and regulatory status directly with the provider and relevant official registers.
Similar providers
Relevant insights
- 3-D Secure, tokenisation and mobile-wallet provisioning
How 3-D Secure, card tokenisation, network tokens and mobile-wallet provisioning work together, and how they affect fraud, authorisation rates and customer experience.
- Card issuing: sponsor, processor and programme manager explained
A complete guide to the organisations and systems behind a card programme, including issuers, BIN sponsors, processors, networks, programme managers, tokenisation and fraud operations.
- How to choose an EMI or BaaS provider
A practical framework for evaluating EMI and banking-as-a-service providers across licensing, safeguarding, accounts, payment rails, compliance, integration, pricing and exit risk.