Terms of Use

Operator and contact information

FintechMall is a fintech-provider discovery and research directory. In these Terms, “FintechMall”, “we”, “us” and “our” refer to the operator of the FintechMall website — that is, the individual or existing legal entity currently responsible for operating the website.

FintechMall is a brand and trading name. It is operated from Lithuania. You can contact us at info@fintechmall.com for general enquiries or legal@fintechmall.com for legal notices.

Fintech Mall UAB is a planned company intended to be incorporated in Lithuania as a UAB (private limited liability company). It is not yet incorporated and is therefore not the contracting party under these Terms. Once it is incorporated and (where relevant) takes over operation of the service, we will update these Terms and its registration details.

Acceptance and eligibility

These Terms apply whenever you access or use the FintechMall website and its features. If you do not agree with them, please do not use the service.

You must be at least 18 years old and legally capable of entering into these Terms. The service is intended principally for business and professional research by people acting for a company or organisation. Where you nevertheless access the public website as a consumer, nothing in these Terms removes or limits mandatory rights that the law of your country of residence gives you and that cannot be waived.

Description of the service

FintechMall currently provides:

• Provider discovery — browsable profiles of fintech infrastructure providers.
• Search and filtering — tools to narrow providers by category, region, service and other fields.
• Saved providers — a shortlist kept in your own browser.
• Provider comparisons — a side-by-side view of selected providers.
• Reference stacks — illustrative groupings of providers by use case.
• Editorial content and insights — articles and explainers.
• Provider submissions — a way for providers to ask to be listed.
• Profile-update requests — a way for provider representatives to request changes.
• Correction suggestions — a way for anyone to flag inaccuracies.
• Introduction requests — a way to ask us to help identify and introduce providers.
• Potential sponsored or featured content — clearly labelled where it appears.

We may modify, add, suspend or discontinue features at any time, and the directory’s contents change as we maintain it.

No regulated financial services

FintechMall currently:

• is not a bank;
• is not an electronic money institution;
• is not a payment institution;
• is not an investment firm;
• is not a crypto-asset service provider;
• does not hold, safeguard or transfer customer funds;
• does not execute payments or crypto-asset transactions;
• does not open financial accounts;
• does not provide custody, exchange, brokerage or investment services; and
• does not perform regulated onboarding or make KYC, AML, credit or eligibility decisions for the providers listed.

Any mention of a licensing roadmap, an intended application, a planned company or a possible partnership is a statement of intention only. It does not guarantee that any authorisation will be granted. If FintechMall offers regulated services in future, it will do so only after obtaining the relevant authorisation, or through an appropriately authorised third party under separate terms.

No advice or due diligence

Profiles, comparisons, filters, stacks, articles and communications are general information only. They are not financial, investment, legal, tax, compliance or regulatory advice, a provider suitability assessment, or a substitute for your own procurement, legal, security, financial or regulatory due diligence.

You remain responsible for verifying, before you rely on any provider, its correct legal entity, licensing scope, permissions, jurisdictions, contractual terms, security, pricing and suitability for your needs.

Provider profiles

A profile may be based on official provider websites, regulatory registers, public documentation, press releases, other public sources, and information submitted by a provider or its representatives.

A profile is a FintechMall editorial summary. It is not necessarily a statement supplied or approved by the provider. Information can become out of date. A “reviewed on” date means the profile was reviewed byFintechMall on that date — not that every fact was independently verified or is continuously monitored.

Listing and commercial-status labels

We use the following labels:

• Listed — compiled by FintechMall from public information. Not claimed or sponsored.
• Profile claimed — a representative has asked to help keep the profile accurate. It does not mean the provider owns or controls the page, that FintechMall has verified the provider’s regulatory status, that FintechMall endorses the provider, or that the provider has an unrestricted right to control the editorial content. FintechMall keeps editorial control.
• Featured listing — a curated placement within the directory.
• Sponsored — content that a provider has paid for. It is labelled wherever it appears.
• FintechMall partner — a confirmed integration or commercial partner.
• Editorial selection — chosen by FintechMall on editorial grounds.

Featured, sponsored and partner labels are disclosed wherever they appear. We do not currently receive referral, lead or introduction compensation, and commercial arrangements do not currently determine factual profile content. The “featured” signal that affects default ordering is currently an editorial curation choice rather than a paid placement.

Search, filters, comparisons and rankings

• Default ordering places curated (“featured”) providers first, then orders the rest alphabetically by name.
• “Recently updated” ordering uses the date a profile was last reviewed.
• A–Z ordering is alphabetical by name.
• Similar-provider sections are based on shared categories, not ranking.
• Reference-stack inclusion is an editorial choice to illustrate an architecture.

Results are not described as “independent”, “objective”, “best” or “recommended”. Comparison tools show only selected directory fields for the providers you choose and do not produce a complete market comparison.

Introduction requests

We may use the information you submit to identify possible providers and to make introductions. Please note that:

• an introduction is not a recommendation, approval or guarantee;
• FintechMall does not act as any provider’s agent unless a separate written agreement expressly says so;
• providers decide whether to respond, onboard or contract with you;
• any resulting contract is directly between you and the provider;
• FintechMall is not responsible for a provider’s services or decisions; and
• we share your information with a selected provider only when necessary to make an introduction, and in line with the Privacy Policy.

We do not currently receive referral, lead or introduction compensation for making introductions.

Provider submissions, corrections and update requests

If you submit a listing, a correction or a profile-update request, you must provide accurate, current and non-misleading information. If you request changes as a provider representative, you must confirm that you are authorised to act for that provider.

• Corporate-email matching is only a preliminary verification measure. It does not prove authority, ownership, regulatory status or entitlement to control a profile.
• We may request additional evidence, and may contact the provider using independently sourced contact details.
• We may accept, reject, edit or defer any request. Submissions are not published automatically.
• FintechMall retains editorial control over directory content.
• Submitting an update does not create claimed, featured or partner status.
• We may keep an audit record of material changes and verification steps.

Submitted content and logos

When you submit content or a logo, you confirm that you have the necessary rights and permissions. You grant FintechMall a limited, non-exclusive, worldwide, royalty-free licence to host, reproduce, resize, format and display the submitted content and logos solely to operate and promote the relevant directory profile and the FintechMall service. This licence does not claim ownership of any provider’s trademarks. You (or the rights holder) can ask us to correct or remove submitted content at any time.

We restrict uploads to safe image formats and validate files. Where a vector (SVG) upload is accepted, it must be sanitised server-side before it is stored or displayed; we may otherwise decline it.

Acceptable use

You agree not to:

• use the service unlawfully;
• commit fraud or impersonate any person or organisation;
• falsely claim authority to represent a provider;
• submit malicious files;
• scrape the service in a way that disrupts it, or overload it with automated requests;
• circumvent security measures;
• extract or republish a substantial part of the directory;
• misuse provider contact information;
• infringe intellectual-property, privacy or other rights; or
• present FintechMall content as an official provider or regulatory statement.

Ordinary search-engine indexing and reasonable manual research are not prohibited.

Intellectual property

The original FintechMall site design, taxonomy, editorial summaries, arrangement of data, articles, software and branding are protected and remain ours or our licensors’. Provider names, logos and trademarks remain owned by their respective owners. We do not claim ownership of public facts.

Third-party websites and services

External links are provided for convenience and verification. We do not control third-party websites, their terms, privacy practices, availability or services, and we are not responsible for them.

Availability and changes

The service may be interrupted, withdrawn or changed. We do not promise that it will be uninterrupted, timely, secure or error-free.

Warranties

The service is provided on an “as is” and “as available” basis. To the extent permitted by law, we do not warrant that information is complete, accurate or current. Nothing in these Terms excludes or limits any warranty or obligation that cannot lawfully be excluded or limited.

Limitation of liability

FintechMall is a free or predominantly free business information service. To the extent permitted by law, we are not liable for indirect or consequential loss, or for loss of profit, revenue, data, goodwill or business, arising from your use of, or reliance on, the service or any provider you find through it.

Nothing in these Terms excludes or limits our liability for:

• fraud or fraudulent misrepresentation;
• wilful misconduct or gross negligence, where such exclusion is prohibited;
• death or personal injury caused by negligence, where such exclusion is prohibited; or
• any other liability that cannot lawfully be excluded or limited.

Indemnity

If you use the service as a business user, you agree to indemnify FintechMallagainst losses arising from your unlawful use, infringement of third-party rights, malicious uploads, false claims of authority, or breach of the submission warranties in these Terms. This indemnity does not apply to consumers.

Suspension and removal

We may restrict access that is abusive, and remove content that is unlawful, infringing, malicious or misleading. Providers and rights holders can use the correction and removal routes described in the Provider Disclaimer, and can send urgent legal notices to legal@fintechmall.com.

Provider content on FintechMall is manually reviewed and editorially controlled.FintechMall does not, by publishing that content, hold itself out as an “online platform” or “hosting service” under the EU Digital Services Act. Additional intermediary-service procedures would apply only if the service is determined to qualify for those obligations.

Changes to these Terms

We may update these Terms. When we do, we will change the effective date at the top of this page, and give reasonable notice of material changes where appropriate. Material changes will not be applied retroactively where that would be unfair or unlawful. Continued use after a change indicates acceptance only where that is lawful in your circumstances.

Governing law and disputes

These Terms are governed by the law of Lithuania, subject to any mandatory protections that apply in your country of residence. For business disputes, the competent courts of Lithuania have jurisdiction to the extent legally valid. Nothing here removes mandatory consumer jurisdiction or statutory rights that apply to you.

General

• Entire agreement. These Terms, with the Privacy Policy, Cookie Policy and Provider Disclaimer, are the entire agreement between you and us about the service.
• Severability. If a provision is invalid, the rest continues to apply.
• No waiver. Not enforcing a term is not a waiver of it.
• Assignment. You may not assign your rights without our consent; we may assign ours to a successor of the service (including, in future, the planned company).
• No third-party beneficiaries, unless expressly stated.
• Contact. Questions about these Terms: legal@fintechmall.com.