GoCardless
Payments
Bank payments and account data.
Open Banking
Listed
View profileEurope · UK · North America
Overview
A financial data network enabling account connectivity, payments and data enrichment for applications. Its current FintechMall profile covers account data, payments, identity, and data enrichment.
For selection purposes, assess customer groups including Fintechs and Enterprise, operations or marketed coverage described as North America and Europe, and integration options including API and SDK against the exact contracting entity, product edition and market needed.
At a glance
- Operating regions
- North America, Europe
- Operational status
- Active
- Integration
- API, SDK
Profile reviewed on 2026-07-07
Capabilities
Account data
Payments
Identity
Data enrichment
Common use cases
- Connecting bank-account data to a digital product
- Initiating account-to-account payments
- Verifying account ownership or enriching transaction data
- Using account data as a component in a broader financial product
- Using payments as a component in a broader financial product
Coverage and infrastructure
Operating regions
North AmericaEurope
Integration and developer experience
APISDK
Evaluation
Common fit signals
- Connecting bank-account data to a digital product
- Initiating account-to-account payments
- Verifying account ownership or enriching transaction data
Questions to evaluate
- Confirm licensed roles, bank coverage and availability by country and use case.
- Review consent flows, data-refresh frequency, payment status handling and account-verification methods.
- Evaluate data normalisation, fallback behaviour, uptime and responsibilities when bank connectivity fails.
These points are selection questions, not findings of deficiency. Confirm current products, terms and regulatory status directly with the provider and official registers.
Where this provider fits
Relevant stacks
Add open banking paymentsAccount verification and data
Role: Account data and identity
Add open-banking data and account verificationAccount connectivity
Role: Account connectivity and data
Add open-banking data and account verificationAccount-owner verification
Role: Identity and account data
Official and primary sources
- Official websiteOfficial siteAccessed 2026-07-07
Profile reviewed on 2026-07-07. Compiled by FintechMall from public information; not supplied or endorsed by the provider.
This profile is provided for information and comparison purposes. Listing does not imply endorsement, partnership or regulatory approval by FintechMall. Confirm current products, availability and regulatory status directly with the provider and relevant official registers.
Similar providers
Relevant insights
- Open banking explained: AIS, PIS and variable recurring payments
How open banking works across account information, payment initiation and variable recurring payments, including consent, SCA and coverage fragmentation.