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Modulr

Embedded payments and accounts.

ListedExpanded profileBankingPayments
Official website

Overview

An embedded payments platform providing accounts, payment processing and access to payment schemes. Its current FintechMall profile covers accounts, payments, and scheme access.

For selection purposes, assess customer groups including Fintechs and Enterprise, operations or marketed coverage described as UK and Europe, and integration options including API and Dashboard against the exact contracting entity, product edition and market needed.

At a glance

Operating regions
UK, Europe
Operational status
Active
Integration
API, Dashboard

Profile reviewed on 2026-07-07

Capabilities

Accounts
Payments
Scheme access

Common use cases

  • Adding business or customer accounts to a fintech product
  • Connecting to domestic or cross-border payment rails
  • Building embedded-banking or treasury workflows
  • Accepting and routing digital payments
  • Collecting funds and paying out merchants or users

Coverage and infrastructure

Operating regions

UKEurope

Integration and developer experience

APIDashboard

Regulatory classification

EMI

Current directory classification: EMI. Confirm entity-level permissions in official registers.

Regulatory descriptors are indicative and must be verified against official registers. FintechMall does not confirm any provider's regulatory status.

Evaluation

Common fit signals

  • Adding business or customer accounts to a fintech product
  • Connecting to domestic or cross-border payment rails
  • Building embedded-banking or treasury workflows

Questions to evaluate

  • Identify the exact regulated entity, account structure and markets through which the service is offered.
  • Confirm whether accounts are named, virtual or pooled and how customer funds are safeguarded or protected.
  • Review onboarding eligibility, payment-rail access, reconciliation, reporting and exit arrangements.
  • Confirm merchant eligibility, supported markets and whether acquiring is local or cross-border.
  • Compare payment methods, settlement currencies, payout timing and reconciliation outputs.
  • Review pricing, reserves, chargeback handling, fraud tooling and service-level commitments directly with the provider.

These points are selection questions, not findings of deficiency. Confirm current products, terms and regulatory status directly with the provider and official registers.

Where this provider fits

Related by category

Category matches are a discovery aid, not curated stack placements.

Official and primary sources

Profile reviewed on 2026-07-07. Compiled by FintechMall from public information; not supplied or endorsed by the provider.

This profile is provided for information and comparison purposes. Listing does not imply endorsement, partnership or regulatory approval by FintechMall. Confirm current products, availability and regulatory status directly with the provider and relevant official registers.

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