Reference stack
Enable stablecoin payments
Accept and pay out in stablecoins across cards and non-card rails, with ramps, orchestration and compliance in place.
Payments teamsPlatformsGlobal
Infrastructure layers
01
On/off-ramps
Convert between fiat and stablecoins for pay-in and payout.
02
Non-card payments & orchestration
Checkout, pay-ins and payouts settled in stablecoins.
03
Stablecoin cards
Connect stablecoin balances to card spending.
04
Regional coverage
Local on/off-ramp and payout coverage by market.
05
Compliance & identity
Screening, travel rule and onboarding for digital-asset flows.
Considerations
- Being placed under a market-map segment such as “licensed on/off-ramp” does not confirm any provider's licences — verify each independently.
- Card programmes settled from stablecoins still involve scheme rules and a card issuer.
- Local availability and supported currencies vary by market.
Questions to ask providers
- Which entity is the regulated party for each ramp and payout flow?
- Which stablecoins and networks do your customers and counterparties support?
- How are travel-rule and screening obligations met per corridor?
This stack is a reference architecture for research. It does not guarantee regulatory compliance or licensing approval, and specific provider combinations are not universally suitable. Confirm requirements for your product with each provider and qualified advisers.