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Reference stack

Build cross-border treasury

Hold and move multiple currencies, manage FX exposure and automate hedging for a global business.

Finance teamsTreasuriesGlobal

Infrastructure layers

01

Multi-currency accounts

Accounts and FX conversion across currencies.

02

Cross-border payments

Global payouts and collections.

03

FX risk & hedging

Currency management and hedging automation.

Considerations

  • Hedging instruments and accounts may be regulated products in some markets.
  • FX pricing and settlement times differ across providers.

Questions to ask providers

  • Which currencies must be held versus converted on demand?
  • What hedging policy and approvals are required?

This stack is a reference architecture for research. It does not guarantee regulatory compliance or licensing approval, and specific provider combinations are not universally suitable. Confirm requirements for your product with each provider and qualified advisers.