Reference stack
Accept payments globally
Accept cards and local payment methods across regions, with orchestration to route and optimise transactions.
E-commercePlatformsGlobal
Infrastructure layers
01
Acquiring & gateway
Global acquiring and payment acceptance.
02
Local methods & emerging markets
Local payment methods where cards are less common.
03
Orchestration
Routing and optimisation across providers.
Considerations
- Local acquiring and settlement rules differ significantly by market.
- Orchestration adds resilience but also operational complexity.
Questions to ask providers
- Which markets need local acquiring versus cross-border?
- How is settlement and reconciliation handled per provider?
This stack is a reference architecture for research. It does not guarantee regulatory compliance or licensing approval, and specific provider combinations are not universally suitable. Confirm requirements for your product with each provider and qualified advisers.