Stripe
Payments
Payments and financial infrastructure for the internet.
Cards
Listed
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Overview
Railsr and Equals combined into a unified group and the public brand transitioned to Equals in June 2026. The resulting platform brings together payments, accounts, cards and embedded-finance infrastructure under the Equals name.
The existing Railsr URL is retained in FintechMall for continuity, but buyers should assess current products, legal entities, contracts and documentation under the Equals brand rather than treating Railsr as a separate current vendor.
At a glance
- Operating regions
- UK, Europe
- Operational status
- Rebranded
- Integration
- API
Profile reviewed on 2026-07-07
Capabilities
Accounts
Cards
Payments
Common use cases
- Adding business or customer accounts to a fintech product
- Connecting to domestic or cross-border payment rails
- Building embedded-banking or treasury workflows
- Launching physical or virtual card programmes
- Adding card issuing, processing or tokenisation capabilities
Coverage and infrastructure
Operating regions
UKEurope
Integration and developer experience
API
Evaluation
Common fit signals
- Adding business or customer accounts to a fintech product
- Connecting to domestic or cross-border payment rails
- Building embedded-banking or treasury workflows
Questions to evaluate
- Identify the exact regulated entity, account structure and markets through which the service is offered.
- Confirm whether accounts are named, virtual or pooled and how customer funds are safeguarded or protected.
- Review onboarding eligibility, payment-rail access, reconciliation, reporting and exit arrangements.
- Confirm which party provides scheme membership, BIN sponsorship, processing and programme management.
- Review supported countries, currencies, card types, tokenisation, 3-D Secure and mobile-wallet provisioning.
- Clarify authorisation controls, disputes, chargebacks, fraud responsibility and card-manufacturing dependencies.
These points are selection questions, not findings of deficiency. Confirm current products, terms and regulatory status directly with the provider and official registers.
Where this provider fits
Related by category
- Launch a European fintech
- Accept payments globally
- Issue physical and virtual cards
- Add accounts and IBANs
Category matches are a discovery aid, not curated stack placements.
Official and primary sources
- Equals official websiteOfficial siteAccessed 2026-07-07
- Introducing EqualsCorporate announcementAccessed 2026-07-07
Profile reviewed on 2026-07-07. Compiled by FintechMall from public information; not supplied or endorsed by the provider.
This profile is provided for information and comparison purposes. Listing does not imply endorsement, partnership or regulatory approval by FintechMall. Confirm current products, availability and regulatory status directly with the provider and relevant official registers.
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Relevant insights
- 3-D Secure, tokenisation and mobile-wallet provisioning
How 3-D Secure, card tokenisation, network tokens and mobile-wallet provisioning work together, and how they affect fraud, authorisation rates and customer experience.
- Card issuing: sponsor, processor and programme manager explained
A complete guide to the organisations and systems behind a card programme, including issuers, BIN sponsors, processors, networks, programme managers, tokenisation and fraud operations.
- How to choose an EMI or BaaS provider
A practical framework for evaluating EMI and banking-as-a-service providers across licensing, safeguarding, accounts, payment rails, compliance, integration, pricing and exit risk.