RegulationIntroductory
Bank vs EMI vs payment institution vs CASP
Credit institutions, EMIs, payment institutions and CASPs carry different permissions. Identify the contracting regulated entity behind the brand before you build.
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Regulation
Regulation guides explain the difference between banks, e-money institutions, payment institutions and crypto-asset service providers, and track major frameworks such as DORA and the EU AML package. They consistently distinguish current law from forthcoming law and never present proposals as applicable rules.
RegulationAdvanced
DORA, fintech vendor risk and ICT outsourcing
DORA sets ICT risk, incident, testing and third-party requirements. It does not outsource responsibility, and exposure can be direct or contractual.
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EMI versus payment institution: what is the difference?
Electronic money institutions and payment institutions are distinct regulated categories with different permissions, stored-value treatment and partner models under the current EU framework.
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The EU AML package and AMLA: what fintech teams should prepare for
The EU AML package harmonises rules and creates AMLA. The AML Regulation mainly applies from 10 July 2027, so separate preparation from current obligations.
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