CardsIntermediate
3-D Secure, tokenisation and mobile-wallet provisioning
3-D Secure authenticates, tokenisation protects card credentials, and wallet provisioning depends on issuer, processor and network. None of it is automatic.
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Cards
Cards guides map the organisations and systems behind a card programme — issuer, BIN sponsor, processor, programme manager, networks — and the authentication and tokenisation layers that shape fraud, cost and customer experience. They keep the responsibility map explicit even when providers bundle roles.